What is Domestic Appliance Cover? The world of insurance and Domestic Appliance Cover is a complicated one, what is it, how does it work and is it even worth it? Find out more about Domestic Appliance Cover to see if it’s the right cover for you.
When it comes to keeping a household running smoothly, we rely on all our appliances to be in good working order. We rely on our fridge to keep our food fresh our washing machines to clean our clothes and our ovens to cook our meals. Now when one of these appliances stops working disaster can strike and all of a sudden you’re transported to the dark ages, where you have no means of keeping your food fresh, cloths clean and relying on expensive takeaways to feed your family.
Our lives are so intertwined with the household appliances that we take for granted the everyday ease these items allow us. That when they break you’re stuck with the dilemma of, how much is this going to cost to repair, where do you even go to find a trustworthy maintenance specialist and how long will it take for it to get back to its regular working order. Alternatively, do you go out and buy a new product which could cost upwards of £200, just for this to happen next year once the manufactures warranty runs out. This is where domestic appliance cover comes in.
Domestic Appliance Cover is the peace of mind that if you are unfortunate enough to have an appliance fail on you, you have a team of people who are expertly trained to resolve the problem in getting the item fixed or replaced quickly and efficiently for yourself. Unlike contents insurance, which will cover you for accidental damage or theft of an appliance, Domestic Appliance Cover covers you for when a machine breaks down due to old age or wear and tear.
While some products in your household may still be covered by its one year manufactures warranty, once that expires you are on your own, this is where your Domestic Appliance Cover policy can save the day. It helps connect with a team of professionals whose job it is to know the Domestic Appliance industry inside out. Allowing them to connect you to the most qualified engineers for the problem, as well as quickly and efficiently source the correct parts and leave you stress-free that all will be resolved within the allotted time frame.
But if you still have a warranty on an item and already have household content insurance surely that’s enough so you don’t need domestic appliance cover right? That would be nice but unfortunately, both of those products covers you for a different thing. Firstly warranties cover your appliance within the first year of its use (unless you decided to pay for an extended warranty), this is during a period where an appliance is at its highest working order. Unless there is a manufacturing issue where they do a mass recall on an appliance, you will probably never use the manufactures warranty you get when purchasing a new appliance. As for contents insurance, this will only cover you for fire damage or theft of any household goods and does not take into consideration general wear and tear or an appliance getting old and needing parts replacements to keep it in good working order.